There are three ways we can do this.
We can raise the money from your selection of your Companies Invoices.
There is no personal guarantee required.
You collect the invoices as normal and pay the finance company direct.
We help you Fast Track the application and talk through any issues direct with the Finance Company, improving your chances by about 50% and making the process as easy as possible.
Fees between 1.5 – 3% per month,this dependent on size of loan and usage, it is very rare for it to go over 2.5% for the first transaction.
However if you sign up in December and there is big reduction circa 30%.
There are no annual fees or contracts, use this service as much or as little as you wish.
Property or asset based lend
We raise the money from a property we have a choice of about 30 different Finance companies, apart from the main lenders depending on the specific circumstances.
These are 2 of a variety of different types of application we can deal with.
A quick short term loan, no valuation necessary apart from inspection of the property and meeting with the Company Director, instant decision ( based on does this “pass the common sense test”) rate is between 2-3% a month for a short term loan, a lower rate can be made for a longer term period say 6 months.
A short term business loan secured on a property
With a valuation up to 70% Loan to value
Term of Loan 3 to 12 months
Cost typically 1.4% to 3% depending on the circumstances
Charge on Property required
We also have funders for long term property loans and adverse credit is not usually a problem
We can also deliver a wide selection of unsecured business loans, most can be pre qualified without leaving a financial footprint on your company. We go direct to a decision maker.
We can fast track most applications, timing though does depend on the circumstances normally between 24 hours and 2 weeks.
There are over 70 Finance companies offering finance, most have different lending criteria’s. We deal with many who only deal with a broker or recommendations, which save their time and resources in just seeing the right type of finance deals. This way a decision maker can look at the deal as opposed to a computer setting the lending criteria.
Typical fees from 6% per annum to 2-3% per month for adverse credit or short term loans.
With well over a 100 Finance Companies to choose from, it is possible to say yes to most requests. The biggest myth out there is that all Finance Companies are the same; this truly is not the case.
Some Finance companies have no issue with the Director not giving Personal Guarantees; others are business sector driven and positively welcome any business within the Construction or Building Industry.
Why not pick up the phone and tell me what finance would ideally suit your business, let us be your Satnav helping you get there quickly and easily.