We place enormous value on the opinion of the client.

But don’t take our word for it…

Business Finance From A Broker You Can Trust

We have been helping businesses get finance for over 30 years. In that time we've built up a fantastic client base of companies who were delighted with the dedication we showed in securing them suitable finance. Take a look at the testimonials from our clients...

Paul Mathison, CEO

Create Group

“It’s great to work with a broker that has a construction sector specialism. Mark at Ringrose Business Finance is very knowledgeable, competent and personable. He talks a lot of sense.”


Paul Bradley, Director,

PB Battery Technical Services Ltd 

“We highly recommend using Mark at Ringrose Business Finance. He and his specialist champion broker contacts are very good and well informed. It’s worth a call if you are looking for finance of any sort.”

Kevin Hanbury, Managing Director, 

3K’s Engineering

“Mark Smillie is very good at what he does - you can’t fault his helpfulness and inside knowledge on finance companies. We would definitely go back to him again with any business finance requirements and do recommend him to other companies.”


Charles Julian, Managing Director

Casini Systems

"I will always call Mark Smillie for business finance. Mark is just so easy to deal with and everything is very straightforward. We got a better deal by using Mark and his specialist broker compared to going to Funding Circle direct. In the construction sector cash flow is vital, so having someone like Mark to call for any borrowing is great. I’d recommend him to anyone."


Terry Brant, Director 
Joinery Classics Limited 

"I was very impressed with the excellent service from Mark at Ringrose Business Finance. He looks outside the box and really listens to what funding requirements you have - he isn't just selling what he wants to sell you. Using a broker with specialist finance knowledge in the construction and manufacturing sector is definitely the way forward. Far better than the banks and other one dimensional finance companies. We will absolutely go back to Mark again."

David Tasker
Platform Post Production Ltd

"We are well established profitable boutique post production company in Soho,  we applied to the bank for a facility prior to speaking to Mark Smillie, with his assistance, we now have finance in place and still have not heard back from the bank. If you are looking for business finance without the hassle then give Mark a call."


Paul Smith, Director

Build Plumb Plastics Ltd

"Mark Smillie is very efficient, easily contactable and always provides good old-fashioned customer service. Both Mark and his recommended specialist finance broker score 10 out of 10. I highly recommended any business to utilise Mark's  expertise to successfully gain funding."


John Lee, Director

General Medical

"Mark and Kevin are very easy to work with - they score 10 out of 10 from me. I did not have to spend long on the phone - they just got on with everything. Their professional and detailed knowledge of how the finance industry works is invaluable. I'd highly recommend Ringrose to anyone seeking a positive result from a funding application that really meets their needs."

Fernando Stovell

Stovell’s the Waitrose Good Food Restaurant of the Year for the South East, and with four AA rosettes

"In my constant strive to make my restaurant the best it can possibly be, I occasionally need business finance. Should your business need finance I can recommend Mark Smillie he knows how to get the job done"


Tuhal Miah
TM Carpentry & Building Solutions

"I first spoke to Mark last year. I had a bad experience in the past with a previous Finance Broker, so I was a bit cautious. But I can now say, if your business is looking for finance and you want a very good professional service, from someone who cares about his clients then I would recommend Mark Smillie who clearly has built up an excellent contact list."


Matthew Jones

Arc Steel Fabrication Services Ltd

"We are a successful growing company, but unfortunately in our industry, we could not get the support we were looking for from the High Street Banks, so with a healthy debtor book just sitting there we decided to use it. Mark has been writing for some time on the importance of choosing the right Finance Company to Finance your book debts. Well he did everything he writes about, I was introduced to a Company Director, who was genuinely interested in what we did and how we operate, the company we saw have one of the highest client and staff retention rates. But what I was impressed with was their can do attitude. The whole hassle free process took about two weeks. My advice is, before financing your invoices, give Mark a call."


Andrew Kirkley
OSV Limited

Professionals in Vehicle Supply

"We first spoke to Mark Smillie over a year ago with regard to Finance which he arranged quickly and easily for us.

What impressed us again when we spoke to him about two weeks ago, was that like our Company philosophy he truly cares about delivering the best service possible, we wish him well and it is great dealing with people who genuinely care."

Noel Paterson
Langstone Engineering Ltd

Retail maintenance specialists

"I have been receiving Mark’s e-mail for some time so decided to ring him and pleased to say we received what he writes about good service and it was easy for me."


David P

Installations Company in Surrey

"We are an Installations Company who work in the construction industry and we were looking for some more financial flexibility.

I spoke to Mark on Tuesday and he told me about a form of Finance which was basically raising money from some of our invoices, our choice on how much and how many.This was not Factoring which we would not do, this type of finance is totally flexible, we can dip in and out use it as much or as little as we wish and collect our own invoices as normal. Mark took me to the right company, spoke to them behind the scenes and helped fast track my application. It sounded to be too good to be true, no Personal Guarantees, no charge at the bank, no commitments and no annual fees or contract. A simple form and information to provide; we applied on the Wednesday and were approved Thursday afternoon. After receiving Mark’s emails for the thick end of 3 years I am pleased I rang him and am happy to endorse him."


Chris Davidson

Discover and Invest Ltd

"Mark is the Go to Guy for Business Finance and if you are in the Construction/Building related industries he is the man to see.

Mark did his first construction deal in 1990 and knows the decision makers to go to. He makes life easy for his clients because he knows how to put a deal together to achieve a successful result.

If you need someone who thinks outside the box and gets a job done then think Mark Smillie."


Midsize firm of Shop fitting Contractors – Retail and Commercial

The name is removed for Confidentiality

"Dear Mark, My wife and I wanted to formerly thank you, for everything you did. I still cannot believe you spent 5 hours patiently and simply explaining the consequences of what we were about to do. And giving us an entirely different way forward, if we had not met you are income would have stopped and we could have lost everything, 18 years of hard graft down the pan. We were told we had to give up, you knew we did not want to. Its 6 months later now and we are enjoying life and work again and all our contractors are on board.


Thank you"

Mike Stubbs

Partner at Mischon De Reya

"My experience of Mark is getting to grips with a distressed situation, quickly and effectively ; and making common sense recommendations on how to take forward (or sideways ; as the case may be)"


Operations Manager——— Construction Ltd 

The name is removed for Confidentiality

"Dear Mark, I just wanted to take the time to thank you so much for your help over the last 6 months or so. You have been constantly professional, but, at the same time I feel that the Managing Director and I have built a great relationship with you. We have recommended Mark to other business associates, but more importantly yourself personally, so please accept my apologies if your work load increases. We look forward to working with you again in the future.


Best Regards"


Philip Fernandes

Commercial Director at Twice2much Limited

"Mark has a unique ability to look at a difficult business situation, find a positive way forward and then make it happen. Currently we only deal with Companies with a turnover exceeding a £100m plus, but Mark gives the same care and attention to a Shopkeeper as to a National Company. I have seen his involvement in more than 50 business situations. He is someone that I would trust to get me where I wish to go."


Amin Kassam

Senior Vice President Retail at Reliance Trends

"I have known Mark for quite some time now and would highly recommend him for the value he generates in the assignments he undertakes. He cuts through the issues and delivers results with accurate assessments and on time to the projected outcomes . His work ethic and integrity is beyond reproach coupled with his knowledge in his field. He has a very inclusive approach and coaching style and is highly results driven."

Paul Madgin

2020 Webvision -online Marketing Consultant

"We have worked with Mark for over 3 years growing his online Business. His passion for delivering what the client wants is infectious. He just loves what he does."


Tim Weedon

Associate at Nestegg properties LLP

"Having known Mark for well over Twenty years, I can whole-heartedly endorse his work, any business experiencing difficulties should talk to Mark before they talk to anyone else. He has a long and distinguished career in helping Companies either avoid insolvency, or if that is inevitable, being prepared for the rigours to come."


Nigel Temple

► Marketing strategist ► Marketing speaker

"Mark is professional, helpful and creative. He will always find a way to help, with regards to companies who face financial challenges. If your organisation needs emergency funding or help with funding, talk to Mark."

Jim Banks

Private Healthcare Consultant at Premier Choice Healthcare

"Mark is professional, thorough and does an excellent job in finding the right solution for the situation at hand, I would certainly suggest speaking to him."


Tony Tappy

Managing Director at Business Improvement Tappy Ltd

"I have worked with Mark over many years. I carried out assignments for him and passed assignments to him. He has always achieved great results, on time and within budgets. I would not hesitate to work with him in the future. I would be happy to provide a reference for him."


If you need help with securing business finance for your company, either email us or call Mark Smillie on 0800 612 5364.


Ringrose: Impartial – Independent – Confidential – Reassuring


To discuss this further, please pick up the phone and call Mark Smillie 0800 612 5364, out of hours 07710 466166

Or email us at –

© Ringrose & Co 2018. All Rights Reserved

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